AHIP is a requirement for any health agent who wants to sell Medicare Advantage. The cost of the test is $175 per year, but each year you can utilize an AHIP discount code which reduces the cost by $50, bringing your total cost for AHIP to $125.
2021 AHIP certification opens up Monday, June 22nd. All you need to do is register using our link below and you?ll automatically get your $50 discount. If you?ve already taken AHIP for 2020, then you need to wait until June 22 to take it again to get credit for AHIP in 2021.
Here?s how the AHIP discount code works for 2021.
First, there really isn?t a AHIP discount code, it?s actually a discount link that automatically applies your discount when you login.
You will need a specific discount link to use when registering for AHIP for the upcoming year. For example, if you go directly to AHIP and sign up, you can no longer receive the discount code since you didn?t use a specific discount link. In order to get the discount, you need to login to AHIP through an approved link that has the AHIP discount code already embedded, like ours does.
Below is an AHIP discount code link you can use in 2020 and moving forward to get $50 off the AHIP purchase price. All you need to do is click the link and either register for AHIP or sign in using your existing AHIP login information. It?s that easy, no there isn?t a catch! Whether you?re contracted through our network or not, this link is available to ALL agents licensed and selling Medicare.
You will know you are on the correct link because you will see a Redbird logo in the top right of the AHIP window page. This means you?re in the right spot! Just follow the steps on the screen shot below.
AHIP Certification for Insurance Agents
To sell Medicare Advantage plans during the Annual Enrollment Period, most insurers require insurance agents to complete AHIP?s Medicare training courses. AHIP is also required for Medicare telesales when you?re selling Medicare Advantage or Part D prescription drug plans.
I say most because some companies have their own internal Medicare certification that satisfies their insurance agent?s contracting requirements. This is typically only an option for captive insurance agents, so if you?re planning on representing multiple MAPD companies, then you?ll need to complete AHIP.
Insurers generally require AHIP to assure that agents selling their plans are compliant with the latest CMS guidelines and regulations
Required certifications are in place to help protect seniors and reward agents for following correct procedures and policies.
Because regulations surrounding Medicare Advantage change every year, brokers must take the AHIP certification test annually.
How do I get AHIP certification?
Getting AHIP certified is as simple as signing up. But, AHIP certification 2020 & 2021 can be purchased at a discount if you didn?t use a discount link last year.
AHIP certification 2021 can be purchased for $125 instead of $175, but you must login using a discount link which is discussed in detail below.
AHIP certification is the same for field sales or Medicare telesales.
Registering for the AHIP Exam
Registering is simple.
- Go to
- Enter your login and password
- Register for the current year test (AHIP certification for 2021 starts June 22nd, 2020).
What does AHIP stand for?
AHIP is the acronym for America?s Health Insurance Plans.
It was formed when the Health Insurance Association of America (HIAA) and the Association of Health Plans (AAHP) merged.
What is AHIP?
At it?s core, AHIP is a national political advocacy and trade association.
It has about 1,300 member companies that sell health insurance coverage to an estimated 200 million Americans. The primary goal of AHIP is to lobby to create a more affordable health care system through research and policy development.
The AHIP Center for Policy and Research is responsible for the association?s research and publishes content on a variety of forms of private health insurance which is often based on data gathered from AHIP member companies. This includes studies on disability income, long-term care insurance and various types of medical expense insurance.
AHIP is a member of the Washington, D.C. based Council for Affordable Quality Healthcare Inc. (CAQH), which is a non-profit organization with the mission of accelerating the transformation of business processes in healthcare through collaboration, innovation and a commitment to ensuring value among stakeholders that includes healthcare providers, trade associations, and health plans.
About AHIP and Sponsorship Opportunities
AHIP member companies offer medical insurance, long-term care insurance, disability income insurance, dental insurance, supplemental insurance, stop-loss insurance and reinsurance to consumers, employers and public purchasers.
AHIP provides a unified voice for health insurance plans with the principal purpose of representing members on legislative and regulatory issues at the federal and state levels as well as with the media, consumers and employers. The association has a major policy goal of expanding access to high quality, affordable coverage to all Americans.
It accomplishes this through a variety of activities that include the dissemination of newsletters, publications, a magazine, and online services. AHIP also conducts education and quality assurance programs and several other activities designed to assist member organizations and inform policy makers and the public about health care financing and delivery.
Another cool thing about AHIP is the sponsorship opportunities available for their events throughout the year. Sponsorship opportunities are available for agencies, insurance companies, technology companies, etc. Not only can those who take advantage of the sponsorship opportunities have booths at the AHIP events, they can also submit to have breakout sessions to highlight their expertise in a category.
The AHIP official Vision and Mission are:
?Our vision is to advance a vibrant, private-public system with consumer choice, product flexibility and innovation. We support initiatives empowering consumers with information they need to make health care decisions, promoting health care quality in partnership with health care providers and expanding affordable health care coverage to all Americans.?
?Our mission is to be an effective advocate for a workable legislative and regulatory environment at the federal and state levels in which our members can advance their vision of a health care system that meets the needs of consumers, employers and public purchasers.?
AHIP is governed by a Board of Directors comprised of several CEOs and presidents of top American insurance industry firms.
AHIP also provides links to member companies that provide health insurance coverage. It does not endorse particular products. The links are made available only as an informational service for consumers. The listed companies have all identified themselves as actively marketing insurance but not every company is licensed in all jurisdictions.
AHIP certification consists of passing a test based on knowledge about Medicare and Fraud, Waste & Abuse (FWA).
The test consists of 50 questions and is administered online.
Test takers have two hours to finish and must pass with a 90% score. This may seem a bit daunting, but that?s buffered by the fact that you get up to three attempts to pass the AHIP test.
If you fail on the three attempts, you can purchase another set of three attempts, but be aware that many carriers will not accept three failures in a given year.
You could very well be prohibited from selling their products during that particular plan year.
Here is a fly by?
AHIP Medicare Training
The Medicare course and test subject matter covers the basics of eligibility and benefits as well as different kinds of Medicare Advantage and Part D prescription drug plans. It also covers ethical tactics required for field sales and telesales agents.
Brokers will also cover nondiscrimination issues and how to stay compliant while reaching out and enrolling consumers in Medicare Advantage and Part D plans.
Fraud, Waste and Abuse (FWA) AHIP
The FWA course and test subject matter covers industry efforts to detect fraud in Medicare. The training and certification educates brokers on the human and financial costs of FWA and what brokers must do to report FWA. It also addresses industry advancements on fraud detection.
Brokers must past both parts of the test to receive AHIP certification for the current selling year.
Many insurers also require additional Medicare certification requirements over and above AHIP certification. These requirements will vary from insurer to insurer and will generally focus on that particular company?s specific plans. Agents and brokers will complete these certifications directly through each carrier?s broker portal.
Other AHIP Training Courses
In addition to AHIP certification courses, the association offers more than 40 courses overall that are flexible, affordable and fulfill CMS reporting verification requirements while earning Continuing Education Credits.
AHIP also offers 15 designations as well.
For example, AHIP offers a series of Disability Insurance courses. Enrollees start with a Disability Income Associate (DIA) designation by taking three courses and then can move to the next level, earning a Disability Income Fellow (DIF) designation when they complete two additional courses.
Enrollees in Long-Term Care Insurance classes can earn the designation of Long-Term Care Professional (LTCP) by completing four courses to signify their expertise in this area.
AHIP also offers agents and brokers the opportunity to meet CMS requirements with Federally-facilitated Marketplace Training. The program can be completed at your pace to help you fit training easily into your busy schedule.
Products that Require AHIP training
Medicare Advantage and Part D are the main two products that require AHIP to stay compliant. However, there are a couple Medicare Supplement companies that also require AHIP or the equivalent internal Medicare 101 training.
Here is a resource to learn more about selling Medicare Supplements.
AHIP Certification Study Material
Follow the steps below to complete your AHIP training and get your certificate.
- Get you ahip discount code.
- Create a new account or login to your existing AHIP account
- Choose the year which you need to be certified.
- Choose if you want your AHIP training to also give you continuing education credits (suggested).
- Take your modules and test quizzes
- Take your final exam and pass with a 90% or greater score.
- Print your certificate, save your certificate, or transmit your certificate to the Medicare Advantage companies you are contracted with.
What Insurance Companies Offer an AHIP Discount Code?
Many insurance companies will offer you an AHIP discount code. Below are some of the companies that have been known to offer an AHIP discount code for contracted agents. If you?re already appointed with one of these companies, you can simply request information on how they will reimburse you for the remaining AHIP fee after you?ve used our link to save $50.
AHIP Certification Cost and How to Get Free AHIP Certification
The fee to take the AHIP certification test is $175 if you don?t have a discount.
Many carriers offer a discount of $50 if you take the exam through their carrier portal, bringing your total cost down to $125.
How to get free AHIP certification
Here is how you can get reimbursed for your AHIP for the full cost.
Some carriers and FMOs offer a full AHIP reimbursement as a production incentive. This is definitely something you should be asking so you can get your fee reimbursed after you have placed the required number of applications.
Simply email your contact and say, ?Hey, how many applications do I need to write in order to get my AHIP fully reimbursed??
Even when you use our discount code, you can still get reimbursed in many cases from your contracted companies you are selling. Using our discount link will not affect you in any way.
How long does my AHIP certification last?
AHIP certification lasts for each calendar year for your contract renewal is required. If you are taking AHIP for the first time and it?s before the end of the year and the next year training is available, that will usually allow you to sell for both the current year as well as the following.
For example, you start selling Medicare in the month of July and the ahip certification 2021 is available. Taking the 2021 certification will also allow you to sell for the remaining months of the current year. Moving forward your contract renewal will occur in the summer for the upcoming enrollment year.
AHIP 2021 certification is now available on the You can also still take it for 2020 if this is your first time.
There is no official deadline to pass AHIP but be aware that most carriers view certification as the first step in completing additional carrier specific certifications.
What happens after I complete AHIP certification?
Once you have passed your modules and scored a 90% or better score you will have the ability to download or print your certificate. Most of the carriers allow you to electronically submit your AHIP through their annual product certification process.
This means you shouldn?t need to send the actual certificate to anyone as that will be part of your online certification process with the various companies you plan on selling.
There is an example of this shown below.
Printing Your AHIP Certificate
AHIP provides an that walks certification applicants through the entire registration procedure, including steps that show where and how you will be able to print your AHIP certification.
I?ve already passed the 2021 AHIP exam through a carrier portal. How do I transfer my score to additional carriers?
Part of the carrier certification process includes transmitting your AHIP certification. You?ll be prompted to login to AHIP through the specific carrier you?re certifying with. That will automatically trigger the carrier to show up in AHIP with a button to transmit. Once you transmit the updated certification to the carrier, it will reflect as complete and you?ll be able to continue your certification. Below is an example.
Humana AHIP Transmittal
Once you click the link it will redirect you to AHIP to login with your credentials. At that point you?ll see the option to transmit your certification back to the carrier.
This process of transmitting your AHIP certification will be extremely similar with all the other major carriers.
- Mutual of Omaha
You will also be able to purchase CE credits and transmit results to various health plans if you want to utilize the time spent for your required continuing education credits.
You can also log in to your AHIP account at a later date and access your certification documents and electronically transmit to the various Medicare advantage companies.
Accessing AHIP Login to the Agent Portal
The agent portal access process is simple.
To access AHIP?s Login, go to their website Remember, if you do not use a discount link to login, then you will not be credited an AHIP discount. Make sure you are using an AHIP discount code link when signing in to complete your AHIP training for the upcoming year.
Contact Information for AHIP
The address and phone number for AHIP are:
America?s Health Insurance Plans
601 Pennsylvania Avenue, NW
Washington, DC 20004